Our Product

Life Settlement Investments

A Secure & Innovative Investment

A Life Settlement is a transaction where the owner of a life insurance policy is paid a discount value in cash for transferring ownership of the policy to a new owner. The new owner assumes the future premium payments as well as the future benefit. We purchase high-quality life policies as investments through our national agent and provider network, optimizing returns for our invested partners by identifying ideal products and managing associated costs. Below are some of the benefits we can offer through a Life Settlement investment.

01. Exceptional Returns

Although returns vary with each policy, the average internal rate of return (IRR) on settled policies to date is 44%.

02. Minimized Risk

Investment risk is mitigated via a thorough due diligence process when purchasing policies as well as producing investment offerings with multiple policies. Multiple policies offer a blend of investment returns reducing overall risk and adding diversification.

03. True Diversification

Unlike stocks, bonds, oil & gas, and real estate markets, Life Settlements provide true diversification as they are uncorrelated to capital markets. Regardless of how other economic markets are fluctuating, those ups and downs have no effect on the life settlement investment. The stated death benefit to the investor is guaranteed at settlement.

04. Guaranteed Settlement

Life Settlements are guaranteed to provide the investor with a return because every life policy settles. The risk associated with life settlements is time. The rate of return on the investment is tied directly to time from the initial investment to the date of settlement. The death benefit of the insured will be distributed to each investor on a pro-rata basis immediately upon completion of the settlement process.

05. Growing Industry

The Life Settlements industry grew by 19% in 2018 and is continuing on an upward trajectory. There are many investment models offered that are structured with Life Settlements in the alternative investment market.

06. Strict Regulations

Life Settlement investments are regulated by the SEC guidelines and each policy transaction is closed via a Life Settlement Provider adding an additional layer of due diligence and policy verifications.

WHAT WE DO

Provide Accredited Clients With A Fully-Managed Investment Service

Strategic Planning

We can help you develop a strategic life settlement investment strategy that's tailored to your needs within your entire investment portfolio.

Due Diligence

We strive to instill a thorough internal due diligence process in conjunction with Life Settlement providers when purchasing all policies. Every effort is made to examine each policy from the original policy application to the current status of the policy.

Policy Acquisition

The relationships we have developed with life agents, life settlement providers and brokers, give us a chance to find policies that we feel gives our investors the best chance to earn a strong return on their investment.

Portfolio Management

Every aspect of the policy management process is handled by us including premium optimization, payment, and annual capital call collection. We, the policy manager, are here to serve you, the policy owners, to the best of our ability.